Privacy Policy

Effective Date: May 25, 2018

This Privacy Policy describes how we manage, process and store personal data submitted in the context of providing our services. “Personal data” refers to any information relating to an identifiable individual or their personal identity.

CONSENT

In subscribing to our services or filling in a contact form on our website (finrazor.com) or other sites owned by Finrazor, you agree and accept that we may gather, process, store and/or use the submitted personal data under the rules set forth below.

By giving your consent to us, you also retain the right to have your personal data rectified, to be forgotten and/or to be erased.

PERSONAL DATA COLLECTED

Identity and contact details

Personal data are collected on our website by Finrazor Inc., a non-registered company, but you can contact us via email —hello@finrazor.com.

Data Protection Authority Declarations

You retain the right to lodge any complaints on data protection with EU Data Protection Authorities for EU/EEA Data Subjects, and the Swiss Federal Data Protection and Information Commissioner for Swiss Data Subjects.

Data collected on the site

When you subscribe to our services, the following data are collected and managed: email, full name, IP address.

By using our services, your data are collected automatically by reason of your activity on the site (see paragraph on cookies below).

Purposes of processing and legal basis

The principal purpose of collecting your personal data is to offer you a safe, optimum, efficient, and personalized experience. To this end, you agree and accept that we may use your personal data to:

  • Provide our services and facilitate performance, including verifications relating to you.
  • Resolve any problems to improve the use of our site and services.
  • Personalize, assess, and improve our services, content and materials.
  • Analyze the volume and history of your use of our services;
  • Inform you about our services as well as our partners’ services and/or promotional offers;
  • Prevent, detect, and investigate any activities that are potentially prohibited, unlawful or contrary to good practice.
  • Comply with legal and regulatory obligations.

We use the personal data submitted to us only in accordance with the applicable data protection legislation. Our employees and third-party providers are under an obligation to respect data privacy.

Newsletter and marketing emails

For those of you that have expressly opted in to receive our Finrazor newsletter, you are easily able to unsubscribe by following the “unsubscribe” links included in every email.

Without systematically doing so, we may analyze and track the email click rates (times you click on a link in an email) and open rates (the fact that you opened an email) to assess performance rates on our mailouts you receive.

Third party disclosures

Personal data relating to you collected on our website are destined for Finrazor’s own use and may be forwarded to Finrazor’s partner companies so that we may obtain assistance and support in the context of carrying out our services. Finrazor ensures that it has in place clear data protection requirements for all of its third-party providers.

Finrazor does not sell or rent your personal data to third parties for marketing purposes whatsoever.

In addition, Finrazor does not disclose your personal data to third parties, except if: (1) you (or your account administrator acting on your behalf) requests or authorizes disclosure thereof; (2) the disclosure is required to process transactions or supply services which you have requested (i.e. for the purposes of processing an acquisition card with credit-card issuing companies); (3) Finrazor is compelled to do so by a government authority or a regulatory body, in the case of a court order, a summons to appear in court or any other similar requisition from a government or the judiciary, or to establish or defend a legal application; or, (4) the third party is a subcontractor of Finrazor in the carrying out of services (for example: Finrazor uses the services of an internet provider or a telecommunications company).

Your data protection rights

In accordance with the European General Data Protection Regulation 2016/679 (GDPR), you have a right of access, correction, and removal of your personal data which you may exercise by sending us a support ticket at help@finrazor.com. Your requests will be processed within 30 days. We may require your request to be accompanied by a photocopy of proof of identity or authority.

You are also able at any time to modify personal data by logging into your account and clicking on “Account Settings.”

Cookies/Tracking

As a general rule, Finrazor uses cookies to improve and personalize its website and/or measure its audience. Cookies are files saved to your local storage when browsing on the internet and in particular on our site. A cookie is not used to gather your personal data without your knowledge but instead to record information on site browsing which can be read directly by Finrazor on your subsequent visits.

You can choose to decline acceptance of all cookies, but your ability to browse certain pages of the site may be reduced. The cookies used by Finrazor are intended to enable or facilitate communication, to enable the services requested by users to be supplied, to recogniяe users when they re-visit the site, to secure payments which users may make, or other preferences necessary for the service requested to be supplied and to enable Finrazor, internally, to carry out analyses on hit rates and browsing experience so as to improve content, to track email open rates, click rates, and bounce-back rates at individual levels.

By default, cookies are not installed automatically (except for those cookies needed to run the site and Finrazor’s services, and you are informed of their installation by a clickable banner with a text description). In accordance with the regulations that apply, Finrazor will require your authorization before implanting any other kind of cookie to your local storage. To avoid being bothered by these routine requests for authorization and to enjoy uninterrupted browsing, you can configure your device to accept Finrazor cookies, or we can remember your refusal or acceptance of certain cookies. By default, browsers accept all cookies.

When you access third party sites on our website, or when you are reading integration or social media links, cookies can be created by the companies disseminating these links. These third parties may be able to use cookies in the context of Finrazor’s services (partners or other third parties supplying content or services available on the Finrazor site) and are responsible for the cookies they install, and it is their conditions on cookies which apply. Finrazor assumes no liability regarding the possible use of cookies by third parties. For more information, you are advised to check the cookie policy directly on these third-party sites concerning their use of cookies.

PRIVACY POLICY CHANGES

Finrazor reserves the right to update this Privacy Policy at any time, in particular pursuant to any changes made to the laws and regulations in force. Any modifications made will be notified to you via our website or by email, to the extent possible, fourteen (14) days at least before any changes come into force.

Please feel free to contact us if you have any questions about Finrazor's Privacy Policy or practices. You may contact our Data Protection Officer at hello@finrazor.com.

By continuing to browse, you agree to the use of cookies. Read Privacy Policy to know more or withdraw your consent.